Gautam Micro Foundation

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Empowering Dreams Through Microfinance

At Gautam Micro Foundation, we provide accessible financial support to small businesses and individuals, helping them grow, succeed, and build a better future.

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Building Financial Strength for Every Dream

With trusted microfinance services, Gautam Micro Foundation helps individuals and small entrepreneurs achieve stability, growth, and long-term success.

Active Loans

Income Generation Loans

Active Loans

Group Loans

Active Loans

Individual Loans

Active Loans

Income Generation Loans

Active Loans

Group Loans

Active Loans

Individual Loans

About Us

Gautam Micro Foundation is a private Indian non-government organization committed to empowering underserved and low-income communities. We offer accessible microfinance services that promote income generation, entrepreneurship, and long-term financial inclusion. Our goal is to help individuals build sustainable livelihoods by providing responsible financial support. Through our initiatives, we aim to foster economic development, improve living standards, and encourage self-reliance in rural and semi-urban areas across India. We believe financial access is key to social and economic transformation.

About Us
Active Loans

23040

Active Loans

Branches

8

Branches

States

4

States

Employees

200

Employees

Total AUM (₹M)

3427

Total AUM (₹M)

Empowering Income Generation

At Rubi Micro Services & Group Association, we enable individuals to generate sustainable income through responsible microfinance services.

Small Business Micro-Loans

Small Business Micro-Loans

We provide affordable micro-loans to help individuals start or expand small businesses such as shops, tailoring units, food stalls, and home-based enterprises. These loans empower entrepreneurs to become financially independent and self-reliant.

Livelihood & Income Generation Support

Livelihood & Income Generation Support

Our financial support enables families to invest in income-generating activities like agriculture, livestock rearing, dairy farming, and local services. This helps improve household income, and long-term stability.

Women Empowerment Finance

Women Empowerment Finance

We focus on empowering women by offering easy access to microfinance for self-help groups . Our services promote skill development, confidence, helping women become leaders in their communities.

What Our Clients Say

I needed funds for seeds and fertilizers before the season. The loan was approved on time, which helped me prepare my crop properly. I didn’t have to depend on local moneylenders. The experience was smooth and transparent.

Suresh

Farmer

I used the loan to buy a pushcart and increase my stock. Earlier I was earning very little, but now my income has increased. The staff was supportive and the EMI amount is affordable for me.

Ravi Kumar

Street Vendor

Through the loan, our self-help group was able to start a small food business. All members are earning regularly now. The repayment system is flexible and the company maintains good communication with us.

Pawan

Group Member

Why Choose Gautam Micro Foundation?

We believe financial inclusion is the key to self-reliance, offering more than loans — we provide trust and opportunities for underserved communities.

Mission-Driven Approach

Mission-Driven Approach

Focused on sustainable livelihood creation and long-term financial inclusion for rural and low-income communities.

Trusted & Transparent

Trusted & Transparent

We uphold the highest standards of integrity and transparency across all our operations and relationships.

Grassroots Impact

Grassroots Impact

We build relationships directly with communities and deliver financial services that fit local needs and goals.

Women & Youth Empowerment

Women & Youth Empowerment

Gautam Micro Foundation promotes gender equality and youth entrepreneurship as part of inclusive financial development.

Customer-Centric

Customer-Centric

Our products are tailored, simple, and designed to foster independence and financial confidence in clients.

Nationwide Reach

Nationwide Reach

We are expanding across India, reaching even the remotest regions to provide essential financial services.

Common Questions

Microfinance provides small loans and financial services to low-income individuals to support income-generating activities and financial independence.
Anyone from underserved or rural communities looking to start or grow a small business, with valid identification and purpose, is eligible to apply.
No, our loans are designed to be accessible and do not require any collateral or assets as security.